If you’re planning a bank visit today, Saturday, December 20, 2025, here’s the clear and verified update you need—without confusion or outdated info.
✅ Are Banks Open Today?
Yes, banks are open in most parts of India today. Since this Saturday falls on a second Saturday, banks operate normally across the country except in states observing local holidays.
Good news for residents of Bihar (including Patna)—banks are fully operational today with regular working hours.
🚫 State-Specific Bank Closures Today
While most states are open, Sikkim is an exception.
Sikkim: Banks are closed due to Losoong (Namsoong) Festival, which celebrates the Sikkimese New Year and the end of the harvest season.
These closures will continue till December 22, 2025.
No other Indian states have declared bank holidays for today. For reference, Goa observed a holiday yesterday (December 19) for Liberation Day.
📅 Why Are Banks Open on Some Saturdays?
As per RBI banking rules:
❌ Banks are closed on Sundays
❌ Closed on 1st and 3rd Saturdays
✅ Open on 2nd and 4th Saturdays, unless a regional holiday applies
Since today is a second Saturday, banks remain open nationwide—unless a local festival overrides it.
💻 What Services Are Available Today?
Even in states where branches are closed, digital banking never stops.
Available Nationwide:
🟢 UPI payments
🟢 NEFT & RTGS
🟢 ATM services
🟢 Mobile & internet banking
Branch Services in Open States:
Cash deposits & withdrawals
Loan-related services
Account assistance
Passbook updates
🎄 Upcoming Bank Holidays to Note
Plan your bank visits wisely—here’s what’s coming next:
December 21 (Sunday): Banks closed across India
December 24 (Christmas Eve): Holiday in Mizoram, Nagaland & Meghalaya
December 25 (Christmas): Nationwide bank holiday
December 26: Extended closures in select states
According to the RBI Holiday Calendar 2025, there are 18 bank holidays in December, varying by state.
Always double-check with your local bank branch or the RBI official holiday list, as state-wise variations can apply at the last minute.
