Silver price zoom 91% YTD record high above 1.8 lakh

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Silver price zoom 91% YTD record high above 1.8 lakh

Silver price zoom 91% YTD record high above 1.8 lakh – Gold Ko Bhi Peeche Chhoda! 

Silver ne Monday ko MCX par ek aur all-time high touch kar diya, lagbhag 2% tak jump hote hue. Gold bhi rally mein saath tha, lekin performance mein silver ne gold ko kaafi peeche chhod diya. Global bullion markets mein bhi strong momentum dekhne ko mila, jiska major reason tha weak US dollar aur US Federal Reserve ke further interest rate cuts ki expectations.

MCX Prices Update

  • Silver (MCX): ₹1,78,649 per kg tak jump (up 2.09%)

  • Gold (MCX): ₹1,30,794 per 10g tak rally (up 0.99%)

1:30 PM tak:

  • Silver ₹1,77,610 per kg (up ₹2,629 ya 1.50%)

  • Gold ₹1,30,911 per 10g (up ₹1,407 ya 1.09%)

International Market

  • Spot silver: $56.99/oz (session mein all-time high $57.86)

  • Spot gold: $4,235.59/oz (October 21 ke baad highest level)

  • US gold futures (Dec): $4,269.40

Silver futures (March 2026) lagatar 7th session me green zone me rahe, aur is period me ₹21,245 (13.5%) ka bada jump dekhne ko mila.

Silver Rally Ke Major Reasons

1. Weak US Dollar

Dollar index 99.43 tak slip hua – precious metals ke liye positive news.

2. Weak Indian Rupee

Rupee ki weakness ne domestic market me gold–silver prices ko aur bhi boost kiya.

3. Supply Crunch in Silver

  • China ke inventories 10 saal ke lowest level par.

  • China ke silver exports October me all-time high (660 tonnes+) par.

  • London me supply squeeze ke kaaran heavy shipments.

Reliance Securities ke Senior Analyst Jigar Trivedi ke hisaab se supply concerns + Fed rate cuts ki expectations ne silver ko strong push diya hai.

4. Technical Charts Turning Bullish

Mehta Equities ke Rahul Kalantri ke mutabik silver ke charts last week se kaafi bullish ho gaye hain, jisse speculators long positions le rahe hain.

5. Safe-Haven Demand

CME exchange par data center overheating ke kaaran trading halt hone ke baad safe-haven buying aur strong ho gayi.

2025 Returns So Far

  • Gold: +66% YTD

  • Silver: +91% YTD (gold se double speed!)

Last 3 months:

  • Gold: +25%

  • Silver: +40%+

Kya Silver Gold Se Better Perform Karna Continue Karega? (2026 Outlook)

Experts ka maanna hai ki:

✔ Gold ko central banks ki heavy buying ka support milta rahega
✔ Lekin silver ka advantage double side se aata hai — investment demand + industrial demand

Jigar Trivedi ke hisaab se 2026 me silver ke liye strong reasons yeh hain:

Silver Bullish Kyun Lag Raha Hai?

  • Industrial demand boom: Solar panels, electronics, EVs me silver ki heavy requirement.

  • Structural supply deficit: Demand >>> Supply.

  • Lower interest rates ka support: Fed rate cuts precious metals ke liye bullish hote hain.

Price Levels to Watch

  • COMEX Silver:

    • Support: $52

    • Resistance: $60–62

  • MCX Silver (March 2026):

    • Support: ₹1,68,000

    • Resistance: ₹1,87,000

Final Word

2026 me silver ka momentum strong rehne ke chances hain — lekin kyunki silver heavily industrial metal bhi hai, agar global slowdown aata hai toh volatility dekhne ko mil sakti hai.

Disclaimer: Yeh views market experts ke hain and not of trueincome. Investment karne se pehle certified advisor se consult zaroor karein.

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Gold Price 2026 Me New Record Banayega

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Gold Price 2026 Me New Record Banayega
Gold Price 2026 Me New Record Banayega? Goldman Sachs Survey Ne Bataya Sach

Goldman Sachs ke ek naye survey ke according, lagbhag 70% global institutional investors ka maanna hai ki 2026 me gold ki prices aur upar jayengi aur naye all-time highs ban sakte hain.

Ye survey bank ke Marquee platform par 12–14 November ke beech conduct hua jisme 900+ clients ne apne views share kiye.

Investors Kya Expect Kar Rahe Hain?

  • 36% respondents ka kehna hai ki gold $5,000 per ounce ke upar chala jayega end-2026 tak.

  • 1/3 investors maan rahe hain ki price $4,500–$5,000 ke beech rahegi.

  • Sirf 5% se thode zyada logon ko lagta hai ki price $3,500–$4,000 range me gir sakti hai.

Gold Kyun Badhega 2026 Me?

Survey ke hisaab se gold price badhne ke do major reasons honge:

  1. Central Banks ki heavy gold buying – sabse bada catalyst.

  2. Fiscal concerns – jise 27% participants ne second-major driver maana.

Interest-rate cuts ke expectations aur central banks ki strong demand ne hi is saal gold ko multiple record highs tak pahunchaya hai. Precious metal 61% YTD up hai aur third consecutive year double-digit gains de raha hai, jabki pichle month hi gold ne $4,000 mark cross kiya tha.

MCX Gold & Silver Price Update

28 November ko MCX par:

  • MCX Gold (Dec expiry): ₹1,26,920 per 10g
    ➤ Up ₹1,416 (1.13%)

  • MCX Gold (Feb 2026): ₹1,29,599 per 10g
    ➤ Up ₹1,932 (1.51%)

  • MCX Silver (Feb 2026): ₹1,75,650 per 1kg
    ➤ Up ₹278 (0.16%)

  • MCX Silver (Mar 2026): ₹1,75,340 per 1kg
    ➤ Up ₹359 (0.21%)

Kya Aapko MCX Par Gold & Silver BUY Karna Chahiye?

Nirmal Bang ke 1 December ke technical report ke mutabiq:

🔶 Gold View

✔ Prices rise kar sakti hain
✔ Buy at ₹1,30,000
✔ Stop loss: ₹1,29,500
✔ Target: ₹1,30,700 – ₹1,31,200

🔶 Silver View

✔ Prices rise kar sakti hain
✔ Buy at ₹1,77,000
✔ Stop loss: ₹1,75,000
✔ Target: ₹1,80,000 – ₹1,82,500

Disclaimer

Yeh sab market experts ka view hai, trueincome ka nahi. Investment karne se pehle apne financial advisor se zaroor consult karein.

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Rich Dad Poor Dad Author’s Warning Biggest Crash in History

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Rich Dad Poor Dad Author’s Warning Biggest Crash in History

Rich Dad Poor Dad Author’s Warning Biggest Crash in History says ‘best option is to…’

Rich Dad Poor Dad ke author Robert Kiyosaki ne ek baar phir se market mein tezz charcha chhed di hai. Unhone X (Twitter) par post karte hue bola ki “the biggest crash in history” ab shuru ho chuka hai.

Kiyosaki ke according, duniya ki economy par pressure rapid technology change, AI ke rise aur global instability ki wajah se barhta ja raha hai.

Unhone likha:
“2013 mein maine RICH DAD’s PROPHECY publish ki thi jisme maine history ka sabse bada crash aane ka prediction diya tha. Woh crash ab a chuka hai. Sirf US nahi, Europe aur Asia bhi crash ho rahe hain. AI jobs ko wipe out karega, aur jab jobs crash hongi to office aur residential real estate bhi crash hoga.”

AI ke wajah se job losses, real estate par badh raha stress aur global uncertainty – in sab ko dekhte hue Kiyosaki ka kehna hai ki financial duniya bahut tezi se badal rahi hai. Jo log time par prepare nahi honge, unhe bade losses ka samna karna padega.

Kiyosaki ka Investors ke Liye Advice

Unke latest post ke hisaab se sabse best option silver hai, aur volatility ke time par gold ko bhi consider karna chahiye.

Unka exact message:
“Time to buy more gold, silver, Bitcoin and Ethereum. Silver is the best and the safest. Silver is $50 today. I predict silver will hit $70 soon and possibly $200 in 2026. Jo prepared hoga woh is crash se aur ameer banega.”

Kiyosaki kehta hain ki jab millions log sab kuch lose karenge, wahi log paise kamaayenge jo aaj se hi ready ho gaye.

Kiyosaki ka Investors ke Liye Advice

Robert Kiyosaki on Precious Metals – Gold & Silver

Kiyosaki hamesha se gold aur silver ke supporter rahe hain, especially crisis ke time mein.
Unhone 2021 ki ek interview mein kaha tha:
“I’m not buying gold because I like gold, I’m buying gold because I don’t trust the Fed.”

Iss baar unka special focus silver par hai.

Unke words:
“Silver is the best and safest… I predict silver will hit $200 by 2026.”

Gold ke baare mein bhi unhone bold prediction diya:
“My target price for Gold is $27k,”
ye prediction unke dost aur investment guru Jim Rickards par based hai.

Kiyosaki ne ye bhi reveal kiya ki woh personally is trend ke liye prepared hain:
“I own two goldmines.”

Kiyosaki’s Crash Prediction – Purani Future Warning Ka Continuation?

Unka new post unhi ke 2002 ke book Rich Dad’s Prophecy se jodta hai.
Unhone tab hi predict kiya tha ki 2020s ke around ek major market crash aayega.

Ab woh bol rahe hain ki AI ke wajah se US, Europe aur Asia mein job losses badh rahe hain, jis se wahi major crash start ho chuka hai jiska unhone decades pehle prediction kiya tha.

Silver unke hisaab se aaj bhi safest option hai.

Criticism & Online Reaction

Haan, Kiyosaki ke predictions past mein kai baar galat bhi sabit hue hain, especially 2025 ke kuch crash predictions jo reality mein nahi hue.
Isliye unke latest warning par bhi social media par mixed reaction aaya.
Grant Cardone jaise business personalities ne openly unki baat ko reject kiya.

Phir bhi, unka post ek bada debate start karta hai:

  • Kya AI economy ko disturb karega?

  • Kya yeh current volatility temporary hai?

  • Ya phir ek massive economic shift shuru ho chuka hai?

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IBPS Clerk Notification 2025 Out

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IBPS Clerk Notification 2025 Out

IBPS Clerk Notification 2025 Out – 29 November Questions Asked & Exam Analysis 

IBPS Clerk Mains Exam Analysis 2025, jo 29 November ko conduct hua, overall moderately difficult tha. Iss detailed analysis me har section ka difficulty level, good attempts, aur important topics cover kiye gaye hain — Reasoning, Quantitative, English, aur General/Financial Awareness — taaki candidates apni performance ko sahi tareeke se evaluate kar saken.

IBPS Clerk Mains Exam Analysis 2025 

IBPS Clerk Mains 2025 me total 4 sections the:

  • Reasoning Ability

  • Quantitative Aptitude

  • English Language

  • General / Financial Awareness

Total time 2 hours ka tha.

IBPS Clerk Mains Difficulty Level 2025

Candidates ke feedback ke hisaab se, overall exam Moderate level ka tha.
Quantitative Aptitude thoda time-consuming aur tricky laga bahut saare students ko.

Section                                                                     Difficulty Level
Reasoning Ability & Computer Aptitude                   Moderate
General English                                                          Moderate
General/ Financial Awareness                                    Moderate
Quantitative Aptitude                                                Moderate
Overall                                                                       Moderate

IBPS Clerk Mains 2025 Good Attempts

29 November ke exam ke hisaab se, overall good attempts 84–93 ke beech rahe.
Is range me attempt karna qualifying chances ko increase karta hai.

Subjects                                                         No. of Questions                             Good Attempts
Reasoning Ability & Computer Aptitude                 40                                                23-25
Quantitative Aptitude                                              35                                                18-20
General/Financial Awareness                                   40                                                15-17
English Language                                                     40                                                28-30

Overall                                                                     155                                               84-93

Reasoning Ability & Computer Aptitude – Analysis 2025

Reasoning moderate tha.
Section B me kaafi questions manageable the, lekin kuch puzzles aur seating arrangements tricky aur time-taking the, jisse candidates ko thoda extra focus chahiye tha.

Section                                                       Topics                                                                   No. of Questions
A                                        Single Row (Mixed Direction), 6 Persons &
Color Variable – 5 Questions                                                           5
Floor Based + Variable (6 Persons)                                                      5
Year Based Puzzle (Flowers+ 6 Year)                                                     5
Conditional Coding                                                                      5

B                                                      Blood Relation                                                                           1
Machine Input Output (Number-based)                                                4-5
Box-based + Variable (6 boxes independent)                                             5
Data Sufficiency (2 Statement) Lengthy                                                   4
Word Based (Thunder)                                                                   1
Critical Reasoning                                                                        6

Total                                                                                   40

Quantitative Aptitude – Analysis 2025

Quant section moderate + lengthy tha.
Kuch calculative word problems aur tricky data questions ne time zyada liya.
Practice wale questions doable the, bas speed-important thi.

Topics                                                                                                         No. of Questions
Pie Chart DI (Percentage)                                                                                     6
Number Series                                                                                                     2
Bar Graph                                                                                                             6
Approximation                                                                                                     5
Quadratic Equation                                                                                              2
Caselet DI (Male/Female)                                                                                     3
Q1 Q2                                                                                                                   2
Data Sufficiency                                                                                                    2
Arithmetic                                                                                                          7-8

Total                                                                                                                    35

General English – Analysis 2025

English section overall moderate and straightforward tha.
Grammar, vocab, aur comprehension based questions easy to attempt the.
Students ne is section me kaafi confidence feel kiya.

Topics                                                                                                                               No. of Questions
Reading Comprehension 1 (Disease University Research Based)                                               12
Reading Comprehension 2 (US Labour Research Market, Grow and Data Based)                     12
Sentence Rearrangement                                                                                                             5
Cloze Test Replacement                                                                                                               6
Connecters                                                                                                                                   2
Starters                                                                                                                                         1
Column Based                                                                                                                            3-4
Phrase Replacement                                                                                                                    3
Double Error (2 Sentence Based)                                                                                                2-3
Odd One Out                                                                                                                               1
Phrasal Verbs                                                                                                                               1
Miscellaneous                                                                                                                          10-12

Total                                                                                                                                             40

General / Financial Awareness – Analysis 2025

GA/FA section me current affairs + banking awareness ka mix tha.
Jo candidates regular reading karte hain unke liye section manageable tha.
Difficulty moderate rahi.

Important Questions Asked:

  • Footballer with the highest goals

  • 2nd Longest Serving PM of India

  • UK Prime Minister

  • Nirmala Sitharaman is the Finance Minister, and what?

  • PMJJBY – Eligible age

  • Bani Mustac – International Booker Prize 2025

  • Brand Ambassador of Viksit Bharat Buildathon

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UAE Ne Pakistanis Ke Liye Visa Roka

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UAE Ne Pakistanis Ke Liye Visa Roka

UAE Ne Pakistanis Ke Liye Visa Roka – Kya “Complete Ban” Bhi Lag Sakta Hai? Pak Official Ka Bada Bayan

UAE ne ab Pakistan ke logon ko regular visas dena rok diya hai, aur ek senior Pakistani official ne bataya ki iska reason unke logon ka UAE jaakar criminal activities mein involved hona hai. Ye baat Pakistani newspaper Dawn ki report mein saamne aayi hai.

Pakistani Officials Kya Kehte Hain?

Pakistan ki Senate Functional Committee on Human Rights ke meeting mein Additional Interior Secretary Salman Chaudhry ne confirm kiya ki UAE aur Saudi Arabia dono ne abhi tak complete ban nahi lagaya, par unhone warning di ki:

“Agar poora ban lag gaya, toh usse hatwana bahut mushkil hoga.”

UAE Ne Visa Kyun Roka?

Committee ki chairperson Senator Samina Mumtaz Zehri ne bhi confirm kiya ki UAE ne visa issuance isliye roka kyunki Pakistan se jaane wale visitors baar-baar unlawful ya criminal activities mein pakde ja rahe the.

Unke Mutabik:

  • UAE mein Pakistanis ki illegal activities badh rahi thi

  • Sirf bahut kam visas recent weeks mein allow kiye gaye

  • Woh bhi “bahut mushkil” ke baad

 

Kya Koi Exceptions Bhi Hain?

Haan, UAE ne normally Pakistani passport holders ka visa rok diya hai,
sirf blue aur diplomatic passports is ban se exempt hain.

Kaun Kaun Se Countries Ne Pakistan Par Visa Restrictions Lagayi Hain?

  • India ne 27 April 2025 ko Pakistan ke saare valid visas cancel kar diye.

  • Ab koi new tourist, business, ya medical visa process nahi ho rahe.

Har saal lagbhag 8 lakh Pakistanis Gulf aur Middle East countries ke liye visas apply karte hain, zyada tar job opportunities ke liye.

Visa Rejections July Se Hi Suru Ho Gayi Thi

Reports ke hisaab se Pakistani citizens ko July se hi wide visa rejections ka issue face karna pad raha tha.
Pakistan ke Interior Minister Mohsin Naqvi ne 11 July ko UAE ke Lt Gen Sheikh Saif bin Zayed Al Nahyan se baat ki:

  • Unhone “full support” ka assurance diya

  • Lekin practically restrictions abhi bhi chal rahi hain

April mein UAE Ambassador ne claim kiya tha ki sab visa issues “resolve” ho gaye hain aur Pakistanis 5-year visa le sakte hain—
par Pakistan ke apne officials ne ab us claim ko contradict kar diya hai.

Pehle Bhi Concerns Uthe The

January mein Pakistan ki Senate Committee on Overseas Pakistanis ko bataya gaya tha ki kuch UAE visas “unofficially closed” hain, aur misuse of visit visas ek major concern hai.

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CTET February 2026 Notification OUT

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CTET February 2026 Notification OUT

CTET February 2026 Notification OUT at ctet.nic.in – Application Form, Eligibility & Exam Date

CTET 2026 Notification:
CBSE ne finally CTET February 2026 ka official notification release kar diya hai. Notification aap ctet.nic.in par check kar sakte ho. Online application window 27 November se lekar 18 December 2025 tak open rahegi. CTET exam 8 February 2026 ko conduct hoga. Neeche diya gaya direct link se aap official notification PDF bhi download kar sakte ho.

CTET 2026 Kya Hai?

CTET (Central Teacher Eligibility Test) ek national-level exam hai jo CBSE conduct karta hai. Yeh exam un candidates ke liye hai jo Classes 1 se 8 tak padhana chahte hain — especially Kendriya Vidyalaya, Navodaya Vidyalaya aur dusre CBSE-affiliated schools mein.

CTET February 2026: Important Exam Dates

CTET February 2026 ka exam offline pen-and-paper mode mein India ke multiple exam centres par hoga.

Yeh important dates dhyan se note kar lo:

  • Notification Release Date: 25 November 2025

  • Application Start: 27 November 2025

  • Last Date to Apply: 18 December 2025

  • Admit Card: Exam se 10 din pehle

  • CTET February 2026 Exam Date: 8 February 2026

CTET February 2026 Notification PDF Download

Apply karne se pehle candidates ko official Notification PDF jarur padhna chahiye, jisme eligibility, education qualification, age limit, exam pattern, application fees, sab kuch detail mein diya hota hai.

👉 CTET February 2026 Notification PDF – Download Here

CTET 2026 Eligibility, Syllabus & More

CTET Level 1 and Level 2 Eligibility 2025

 

 

Post Name CTET Eligibility 2025
CTET Level 1 (Class 1 to 5) Code 01 – Senior Secondary (or its equivalent) with at least 50% marks and passed or appearing in final year of 2-year Diploma in Elementary Education OR
Code 02 – Senior Secondary (or its equivalent) with at least 45% marks and passed or appearing in final year of 2- year Diploma in Elementary Education as per NCTE 2002 Norms OR
Code 03 – Senior Secondary (or its equivalent) with at least 50% marks and passed or appearing in final year of 4- year Bachelor of Elementary Education (B.El.Ed) OR
Code 04 – Senior Secondary (or its equivalent) with at least 50% marks and passed or appearing in final year of 2- year Diploma in Education (Special Education) OR
For Complete Information Kindly wait for Official Advertisement.
CTET Level 2 (Class 6 to 8) Code 01 – Bachelor Degree and passed or appearing in final year of 2-year Diploma in Elementary Education (by whatever name known). OR
Code 02 – Graduation with at least 50% marks and passed or appearing in 1-year Bachelor in Education (B.Ed). OR
Code 03 – Graduation with at least 45% marks and passed or appearing in 1-year Bachelor in Education (B.Ed), in accordance with the NCTE Norms OR
Code 04 – Senior Secondary (or its equivalent) with at least 50% marks and passed or appearing in final year of 4- year Bachelor in Elementary Education (B.El.Ed). OR
Code 05 – Senior Secondary (or its equivalent) with at least 50% marks and passed or appearing in final year of 4- year B.A/B.Sc.Ed or B.A.Ed/B.Sc.Ed. OR
Code 06 – Bachelor Degree with at least 50% marks and passed or appearing in 1-year B.Ed. / (B.Ed Special Education)
Code 07 – Any candidate having qualified B.Ed. Programme recognized by the NCTE is eligible to appear in TET/CTET.
For more complete information kindly read the CTET Exam Notification 2025.

CTET Exam Pattern Syllabus 2025 for Level 1

 

 

Subjects Questions Marks
Child Development and Pedagogy 30 30
Language I (compulsory) 30 30
Language II (compulsory) 30 30
Mathematics 30 30
Environmental Studies 30 30
Total 150 150
Duration 2.5 Hours (150 Minutes)

CTET Exam Pattern Syllabus 2025 for Level 2

 

 

Subjects Questions Marks
Child Development and Pedagogy 30 30
Language I (compulsory) 30 30
Language II (compulsory) 30 30
A. Mathematics & Science 60 60
B. Social Studies & Social Science 60 60
Total 150 150
Duration 2.5 Hours (150 Minutes)

Aap CTET 2026 ka syllabus, eligibility criteria, aur exam pattern alag se check kar sakte hain. Yeh sab details official notification mein bhi available hai.

CTET 2026 Online Application Kaise Kare?

CTET 2026 ka form bharna kaafi simple process hai. Bas in steps ko follow karo:

  1. Visit karein official website: ctet.nic.in

  2. “Apply for CTET February 2026” link par click karein

  3. Email ID aur mobile number se registration karein

  4. Apne personal, academic aur contact details fill karein

  5. Required documents upload karein – photo, signature, certificates

  6. Application fee online mode mein pay karein

  7. Form submit karke confirmation page download kar lein

For more complete information please read the CTET Notification.

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JEE Mains Session 1 Exam 2026: Registration Ends Tomorrow

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JEE Mains Session 1 Exam 2026: Registration Ends Tomorrow

JEE Mains Session 1 Exam 2026 ke liye registration process kal, 27 November ko khatam ho raha hai. Agar aap apply karna chahte hain, toh NTA JEE ki official website jeemain.nta.nic.in par direct link available hai.

National Testing Agency (NTA) ne confirm kiya hai ki fee payment window bhi kal hi close ho jayegi, yani 27 November 2025.

JEE Mains Session 1 Exam Dates

Session 1 ka exam 21 January se 30 January 2026 tak conduct kiya jayega.
Exam 13 languages mein hoga — English, Hindi, Assamese, Bengali, Gujarati, Kannada, Malayalam, Marathi, Odia, Punjabi, Tamil, Telugu aur Urdu.

Official Notice Mein Kya Likha Hai?

Official notice ke according:

  • Candidates sirf Session 1 (January 2026) ke liye apply kar sakte hain aur fee accordingly pay karein.

  • Session 2 (April 2026) ke liye baad mein alag se apply karne ka mauka diya jayega.

  • Jo candidates sirf Session 2 dena chahte hain, woh abhi apply na karen — unke liye form baad mein open hoga.

Direct Link to Register for JEE Mains Session 1 Exam 2026

Official Website

JEE Mains Session 1 Exam 2026: Registration Kaise Karein?

Follow these simple steps:

  1. Official website visit karein: jeemain.nta.nic.in

  2. Home page par JEE Mains Session 1 Exam 2026 Registration link par click karein.

  3. Naya page open hoga — yahan aapko new registration karna hoga.

  4. Register karne ke baad login karein.

  5. Application form fill karein aur exam fee pay karein.

  6. Submit button press karein aur confirmation page download kar lein.

  7. Ek hard copy print karke rakh lein future requirement ke liye.

JEE (Main) Paper Details

  • Paper 1: B.E/B.Tech admissions ke liye (NITs, IIITs, CFTIs, aur state-level institutes).
    Ye JEE Advanced ke liye eligibility test bhi hai (IIT admissions ke liye).

  • Paper 2: B.Arch aur B.Planning courses ke liye.

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ITR Refund Delay FY24-25

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ITR Refund Delay FY24-25

Is saal ITR filing ki deadline 16 September thi, aur taxpayers kaafi time se apne tax refund ka wait kar rahe hain. Kai logon ko refund mil chuka hai, lekin bahut saare taxpayers abhi bhi delay se pareshaan hain.

Income Tax Refund Delay – Kya ho raha hai?

FY 2024-25 (AY 2025-26) ke ITR refunds expected time se late aa rahe hain. Logon ne months pehle ITR file kiya tha, phir bhi refund abhi tak credit nahi hua.

ITR Refund Delay ka reason – CBDT Chairman ka statement

CBDT Chairman Ravi Agrawal ne bataya ki refund delay ka main reason hai:

  • Department abhi wrongful deductions aur galat refund claims ko analyse kar raha hai.

  • Kuch refunds high-value ya system dwara red-flagged category me aaye hain.

  • Isliye unka processing time thoda zyada lag raha hai.

Unhone kaha:

“Low-value refunds release ho rahe hain. Kuch jagah par galat deductions claim kiye gaye the. Ye ek regular process hai.”

Official data ke hisaab se, April 1 se November 10 ke beech ITR refunds 18% kam ho kar ₹2.42 lakh crore par aa gaye hain.

Department ne taxpayers ko ye bhi bola hai ki agar unhone ITR me koi galti chhod di hai to revised return file kar dein.

Pendency kyu zyada thi?

COVID ke time par pending cases accumulate ho gaye the. CBDT ke according:

  • Is saal appeals ka disposal 40% zyada hua hai last year ke comparison me.

  • Saal ke end tak aur bhi zyada appeals dispose ho jayengi.

ITR Refund kab milega?

Ravi Agrawal ne confirm kiya:

“Bache hue refunds hum November ya December tak release kar denge.”

Simple aur low-value returns usually pehle process ho jate hain. Complex ya red-flagged cases thoda time lete hain.

ITR Refund Status Online Kaise Check Karein? (Step-by-Step Guide)

  1. Income Tax Portal par jaiye:
    Income tax portal

  2. Login karein apne User ID, Password aur OTP se.

  3. e-File menu par click karein.

  4. Refund/Demand Status section open karein.

  5. Assessment Year select karein:
    AY 2025-26

  6. ‘View Details’ par click karein.

Aapke refund ka current status screen par show ho jayega — jaise processed, sent to bank, returned, failed, ya delayed.

Key Takeaways

  • Taxpayers ko apne refunds agle month tak credit hone ki umeed rakhni chahiye.

  • Income Tax Department pichhle saalon ke comparison me processing time improve karne ki koshish kar raha hai.

  • Pending ITR refunds ka status check karne ke liye steps follow kiye ja sakte hain.

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How To Self Learn Psychology As A Beginner 2025

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How To Self Learn Psychology As A Beginner 2025

⭐ How To Self Learn Psychology As A Beginner 2025 – Beginner Guide

If you’ve ever googled “How To Self Learn Psychology As A Beginner?” or asked yourself, “Psychology ghar baithe kaise seekhu?”, then this article is specially written for you. Aur 2025 ka time hi alag hai—mental health, human behaviour, relationships, content creation… sab psychology se connected hai.

And trust me… psychology seekhna mushkil nahi, bas approach sahi honi chahiye.

Let’s start building your understanding of the mind—slowly, deeply, engagingly. 🧠✨

⭐ Understanding the Basics 

Sabse pehle ek myth clear kar lete hain:
Psychology ≠ “paagal logon ki study”.

Instead, psychology is the science behind:

  • Why we think a certain way

  • Why we feel specific emotions

  • Why we behave differently in similar situations

Example:

  • Kyun exam ke ek din pehle anxiety hoti hai?

  • Kyun kuch log instantly trust kar lete hain?

  • Kyun procrastination hota hi jaata hai?
    Yeh sab psychology hi explain karti hai—and that’s exactly why it’s exciting.

🔥 Step-by-Step Roadmap: 

Step 1: Start With Simple Basics 

Books that build strong foundations (beginner-friendly):

  • Psychology – Saundra Ciccarelli

  • Thinking, Fast and Slow – Daniel Kahneman

  • The Social Animal – Elliot Aronson

These books explain concepts in everyday language, bilkul overloading nahi.

Follow up Resource:
Simply psychology

Step 2: Use Real-Life Examples 

Psychology tabhi mazaa deti hai jab theory ko life se connect karo.

Examples:

  • Friend late reply kare → observation of behavioural patterns

  • Exam anxiety → cognitive theory

  • Crowd following trend → social influence

Isse concepts permanent ho jaate hain.

Step 3: Learn Through YouTube (Free + Indian Friendly) 

Best channels for Indian beginners:

  • Psychology With Sneha

  • Prakhar Ke Pravachan

  • Dr. Vivek Bindra (Behavioural Insights)

  • TED-Ed Psychology

Videos are easy, visual, and highly relatable.

Step 4: Take Free Online Courses 

Free or affordable platforms:

  • Coursera (audit free)

  • edX

  • NPTEL (Government of India)

  • Udemy basic courses

These build discipline + structured learning.

Step 5: Maintain a Psychology Journal 

Daily note down:

  • Mood changes

  • Reactions

  • Observations of people

  • Emotional triggers

This single habit transforms you into a keen observer.

Step 6: Explore Trending Specialisations of 2025 

Choose your field once basics are clear:

  • Clinical

  • Child

  • Social

  • Cognitive

  • Positive Psychology

  • Behavioural

  • Industrial/Organisational

  • Forensic Psychology

2025 me ye sab high-demand skills hain.

Step 7: Practice Everyday 

Psychology is skill-based, not just theory.
Try:

  • Body language observing

  • Understanding decisions

  • “Why did this happen?” analysis

  • Self-reflection

Practice brings clarity.

⭐ How To Self Learn Psychology As A Beginner – Best Resources 

Websites:

Books:

  • Atomic Habits

  • Influence – Robert Cialdini

  • Emotional Intelligence – Daniel Goleman

🚫 Common Mistakes to Avoid 

  • Psychology ko astrology samajhna

  • Khud ka diagnosis karna

  • Instagram myths follow karna

  • Sirf theory ratna

  • “Mind reader ban gaya” assumption

✅ Pro Tips That Actually Work 

  • Start with basics

  • Learn with real examples

  • Use verified sources

  • Observe people deeply

  • Stay consistent

  • Keep curiosity alive

⚡ Conclusion: Your Psychology Journey Starts NOW 

Self-learning psychology is not tough. Bas ek sahi roadmap, daily curiosity, aur thoda sa patience chahiye.
2025 me aap easily human behaviour understand kar sakte ho—with the steps above, you’re already ahead of most beginners.

If you follow this ULTIMATE Beginner Guide, psychology will become not just a subject… but a superpower.

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How to Sell Guided Meditations Online 2025

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How to Sell Guided Meditations Online 2025

🧘‍♂️ Sell Guided Meditations Online — Introduction

Selling Guided Meditations Online is one of the most powerful and peaceful ways to build a digital income in 2025. And honestly, India mein jitni fast mindfulness aur wellness grow ho rahi hai, utni hi tez creators ke liye opportunities bhi badh rahi hain. Aaj students, working professionals, homemakers—even creators—sabko ek cheez chahiye: calm.

Aur yahi calm aap unhe de sakte ho… apni awaaz se.

Is guide mein main aapko woh sab kuch bataunga jo ek Indian beginner ko pata hona chahiye—market ki samajh se lekar recording tips, selling platforms, SEO tricks aur woh mistakes jo aapko avoid karni hi karni chahiye. Yeh poora process simple hai, soulful hai, aur sabse zyada—profitable hai.

🌼 Why Selling Guided Meditations Online in 2025?

Aap soch rahe honge—“Meditation bech kar paisa kaise banega?”
Well, 2025 wellness industry ka golden year ban raha hai.

Here’s why:

  • India mein mental wellness content ki demand all-time high par hai

  • Ek baar record karo → baar-baar earn karo (real passive income!)

  • No expensive studio needed

  • Indian + international dono markets open

  • Beginners bhi start kar sakte hain (skill > equipment)

Meditation isn’t just content—it’s comfort, and people are ready to pay for comfort.

🧲 How to Sell Guided Meditations Online (Step-by-Step Guide)

Step 1 — Niche Choose Karo (Sabse Important Step!)

Meditation ki duniya bohot badi hai. But growth tabhi hoti hai jab aap ek corner choose karte ho.

Popular niches:

  • Sleep Meditation (most searched!)

  • Anxiety Relief

  • Manifestation Rituals

  • Study Focus Meditation

  • Morning Mindfulness

  • Chakra Healing

  • Breathing Meditation

👉 Pro tip: Ek niche par tik jao. SEO bhi fast grow karega aur loyal audience bhi banegi.

Step 2 — Script Likho (Calm + Clear + Connective)

Script aapki meditation ka heart hoti hai.
Use:

✔ Slow, smooth lines
✔ Imagery (like “imagine a soft warm light around you…”)
✔ Short pauses
✔ Hinglish for Indian comfort vibe

Example line:
“Deep breath lo… aur apni tension ko hawa ke saath bhej do… You are safe, you are calm.”

Step 3 — Record Your Meditation (No Studio Required)

Bas ye chahiye:

  • Ek quiet room

  • Good mic (₹800–₹1500) – Boya M1 is enough for beginners

  • Free apps: Audacity, BandLab, Voice Recorder Pro

Background music sources (royalty-free):

  • YouTube Audio Library

  • MixKit

  • Free Music Archive

Voice ko soft rakho—yahi aapka brand banega.

Step 4 — Edit Smoothly (Magic Happens Here)

Editing ke time:

✔ Noise reduce
✔ Music low volume mein
✔ Breath sounds clean karo
✔ Small reverb add kar sakte ho

Good audio = High repeat listeners.

Step 5 — Sell Guided Meditations Online (Best Platforms in 2025)

H4: 1. Your Own Website (Best for Profit)

WordPress + WooCommerce + Razorpay
Brand banane ke liye best.

H4: 2. YouTube

Free version upload karo → Premium meditation sell karo.

H4: 3. Gumroad

Beginner-friendly, easy global sales.

H4: 4. Skillshare / Udemy

Whole meditation course banake royalty earn karo.

H4: 5. Spotify, JioSaavn, Apple Music

Audio albums publish karo → streaming income.

🎯 Pricing: Kitna Charge Karein?

  • Individual audio: ₹49–₹99

  • Bundles: ₹299–₹499

  • Full courses: ₹999–₹4999

Low price = fast growth. High quality = long-term buyers.

❌ Avoid These Mistakes

  • Copyright music use mat karo

  • Har jagah same script mat daalo

  • Ads se pehle organic build karo

  • Over-editing se voice robotic ho jati hai

✔ Follow These Instead

  • Original content banao

  • Aapki tone soft aur warm rakho

  • Series banao (sleep series, morning series, study series)

  • Titles ko SEO-friendly rakho

🧘‍♀️ Final Thoughts — Become a Calm Person in 2025

2025 un creators ka saal hai jo value + peace + authenticity deliver karte hain.
Sell Guided Meditations Online karke aap sirf paisa hi nahi kamaoge—
aap logon ki zindagi mein sukoon laoge.

Aapki awaaz kisi ke liye healing ban sakti hai.
Aur shayad, aaj hi se shuru karna woh step hai jo aapko ek CalmPreneur banayega. 🌿✨

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